We keep your personal information for as long as necessary in accordance with the purpose for which it was collected, our business needs, and our legal and regulatory obligations. If we dispose of your personal information, we will do so in a way that is secure and appropriate to nature of the information subject to disposal, consistent with applicable law.

We may use cookies (browser and flash), beacons, pixel tags, scripts, and other similar technologies from time to time to support the functionality of our Website and/or Application, and in our communications. This technology provides a better experience when you use our Website and/or Application, and allows us to improve our services. We also use analytic software such as Google Analytics to help better understand how our Website functions on your device(s) and for analytical purposes. You can opt-out of Google Analytics by installing Google’s opt-out browser add-on. Please be aware that if you disable these services, this may cause some of our Website and/or Application features to not function correctly or at all.

• Browser Cookies. A browser cookie is a small piece of information stored by your web browser. That cookie then communicates with servers, ours or those of other companies that we authorize to collect data for us and allows recognition of your personal computer.
• Flash Cookies. Certain features of our Website and/or Application may use locally stored objects called flash cookies to collect and store information about your preferences and navigation to, from and on our Website and/or Application. Our Website and/or Application may also allow Adobe to set and enable special cookies that are necessary to deliver video content for Adobe Flash Player. Please note, you cannot remove flash cookies simply by changing your browser settings. If you would like to limit the websites that can store information in flash cookies on your device, you must visit the Adobe website: http://www.macromedia.com/
• Beacons. Our Website, Application, and e-mails may contain small electronic files known as beacons (also referred to as web beacons, clear GIFs, pixel tags and single-pixel GIFs) that permit us to, for example, to count users who have visited those pages or opened an e-mail and for other website-related statistics. Beacons in e-mail marketing campaigns allow us to track your responses and your interests in our content, offerings and web pages. You may use the tools in your device to disable these technologies.
• Third-party cookies. Our service providers, advertising partners, and ad networks may use cookies and beacons to collect and share information about your activities on our Website, Application, and on other websites and applications. In addition, third parties that are unaffiliated with us may also collect information about you, including tracking your browsing history, when you use our Website and/or Application. We do not have control over these third party collection practices.

You may wish to restrict the use of cookies or completely prevent them from being set. Most browsers provide for ways to control cookie behavior, such as the length of time they are stored. If you disable cookies, please be aware that some of the features of our Website and/or Application may not function correctly.

To find out more on how to manage and delete cookies, visit aboutcookies.org. For more details on your choices regarding use of your web browsing activity for interest-based advertising, you may visit the following sites:

• http://networkadvertising.org/
• http://optout.aboutads.info/
• http://youradchoices.com/

We provide you the ability to exercise certain controls and choices regarding our collection, use, storage, and sharing of your personal information.

• Right to Correct. You have a right to correct any personal information we have collected about or from you.
• Right to Know. You may request that we disclose: (1) the categories of personal information we have collected from and about you in the 12 months prior to the date of your request; (2) the categories of sources from which we have collected that personal information; (3) the business or commercial purpose for collecting or sharing that personal information; (4) the categories of third parties with whom we have shared that personal information; and (5) the specific pieces of personal information collected during that timeframe.
• Right to Delete. You may request that we delete your personal information, subject to certain exceptions as permitted under applicable law such as to complete the transaction for which the information was collected, detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, identify and repair errors, to comply with a legal obligation, and for other recognized reasons.
• Right to Anti-Discrimination. We will not discriminate against you for exercising your rights set forth under this section.
• Process To Submit A Request. In order to submit a request to correct, know or delete, you may e-mail us at privacy@nfiptn.com with the subject line “PRIVACY REQUEST” or call toll-free at 1-888-371-9521. You may also designate an authorized agent to submit a request on your behalf by submitting such request through the above e-mail address and toll-free telephone number.
• Verification Method. In order to ensure that your personal information is not disclosed to unauthorized parties, and to protect against fraud, we will verify your identity before responding to your request. To do that, we will use a reasonable method based on the type, sensitivity, and value of the personal information requested, including but not limited to matching the identifying information provided in your request with the information we have on file about you. Depending on the sensitivity of the personal information requested, we may also utilize more stringent verification methods to verify your identity, including but not limited to requesting additional information from you and/or requiring you to sign a declaration under penalty of perjury.